TEENS + MONEY
INVEST IN YOUR TEEN'S FINANCIAL EDUCATION NOW AND IN JUST 6 WEEKS, THEY WILL BE CONFIDENT & SAVVY WITH MONEY FOR A LIFETIME!
WE GET IT! No one is teaching your teen about money and you're worried about their financial future!Â
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Yes! When you haven’t been given a financial education, navigating money is tough.
Not knowing how to manage money is tough.Â
Getting out of debt is tough.
Knowing how/where/when to invest is tough.
Setting up a budget is tough.
Getting to retirement age and not being able to retire is TOUGH!
And all of this is getting tougher with each passing generation as the numbers of those who cannot retire continues to rise each decade!
Why aren't they teaching your teen about money in school?
Especially when we all deal with money on a daily basis. It’s one of the things we most associate with throughout our lives! Yet most people don’t understand how money works and how to make money work for them.
If you’re like most of us wondering why this is so…and thinking to yourself:
- I don’t want my kids to end up in the same tough financial situation I sometimes find myself inÂ
- I don’t want my kids to fight over money like my spouse and I do
- I don’t want my kids to spend every dollar they make living paycheck to paycheckÂ
- I don't want my kids to be unprepared for financial uncertainties that will surely pop up in life
- I don't want my kids to live in financial fear, scared to check their bank balances
Then please know this….most people think that to get through tough financial situations and to live a financially flexible life, you just have to “make more money”.Â
But the truth is...the real culprit is not knowing how to manage the money you do make! We are not taught that it will never matter how much money we make...if we don’t know how to manage it!
You can become a millionaire on a $50K salary...and you can become bankrupt on a $1m salary!
Money just makes you more of what you are. And if your teen is someone who already spends every dollar of every paycheck, what makes you think that will change when they are making lots of money?
What if your teen understood how to take some of those dollars and turn them into more dollars by investing rather than spending (or investing rather than saving which just loses money every year to inflation)?
What if your teen understood the importance of being prepared for unforeseen repairs, medical bills, and expenses through real life stories?
What if they knew that having a little emergency fund in place would take the looming worry away?
What if your teen had automated systems in place so that their emergency funds and investments happened automatically without any thought completely eliminating the temptation to spend every dollar of every paycheck?
If we don’t solve this problem for your teen…this problem of being financially unprepared...then unfortunately you run the risk of them being susceptible to substantially negative financial outcomes.Â
You run the risk of them falling into the same habits you fell into without a financial education.
You run the risk of a rocky financial future full of stressful days and sleepless nights for them.
You run the risk of precious time not being on their side because the power of compounding interest is real….and really powerful!
You run the risk of unnecessary financial conflict in their future relationships which is the #1 cause of divorce.
You run the risk of them not achieving their dreams and becoming financially free.
Why take these risks?
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JOIN THE WAITLIST!Give Your Teen the Gift of a Financial Education!
There’s no doubt that becoming financially literate will not only improve your teen’s quality of life from this point forward, but it will also change your family tree for generations to come. Your teen will:
- Pass on to their posterity a legacy of sound financial decisions
- Model a purposeful money mindset in their home
- Establish a positive money relationship with their spouse
- Navigate successfully tough financial uncertainties that will arise
- Actually retire achieving financial freedom
INTRODUCING: TEEN 2 MILLIONAIRE!
THE 6-WEEK FINANCIAL EDUCATION PROGRAM {CO-CREATED WITH PARENTS AND TEENS!} THAT WILL TAKE YOUR TEEN FROM CLUELESS TO CONFIDENT WITH MONEY!
Isn’t that exactly what we want for our posterity? A priceless opportunity to do better and be better with their money than maybe we were?Â
We all invest in our kids to help them thrive and develop in the world. From sports teams, to music lessons, to dance classes, to art workshops, to academic competitions to private coaching…and the list goes on and on. Many of these only help them while they're young.Â
I can think of very few investments that are better for the rising generation than the investment in them becoming financially literate! It truly is life-changing and will influence their entire life…not just their youth. Having their eyes opened to things like:
- The truth about becoming a millionaire and the HUGE advantage teens have (hint: compounding interest over TIME!).
- Avoiding that Jones family who are one of the biggest contributors to their financial setbacks!
- Bank statements, budgets, and bills - oh my! Discovering how to stay organized with systems for each of these that will keep them on track and away from overspending, late fees, and debt (which we will talk a lot about!).
- The who, what, where, and why of investing! Knowing how to multiply their money so they can make money in their sleep. We’ll be talking compounding interest, investment accounts, stock market, real estate, and more! They can even get help setting up their first investment account.
- Discovering the difference between credit scores, credit reports, and credit history….and why they even matter! Also simple tips for how to keep their credit score high and impressive!
- Income taxes 101. Because a big chunk of every dollar they make will go toward taxes. Where that money goes and how to file a return will all be covered.
- How to talk money with their significant other someday so that they can be a dynamic financial team! Money affects relationships and marriages and is one of the top causes of divorce. Opening their eyes to that now will instigate healthy money talk from the get go in their relationships.
"My boys came home totally hyped from class. They haven’t stopped talking since they walked in (definitely not normal, for Josh especially). It’s not often something other than Xbox or Lacrosse sparks their interest!"
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Christina (mom)
"Thank you so much for getting Brandon excited about money! It’s something that we parents know we should talk about and teach more and we touch on things here and there, but it’s great for teens to learn in a more structured and comprehensive way! Thank you so much!”
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Jennifer (mom)
"Bree learned so much already! She came home and told us what she learned about saving and investing, compounding interest and more! She’s super excited to get an investment account opened and get started on a smart financial journey! Thanks so much for helping her get excited!"
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Kristin (mom)
I'M STEPHANIE.
Most would describe me as a wife, mother, dog lover, beach lover, and....money lover. But not in the way you're thinking!
I am passionate about and love all things numbers, personal finance, and tracking down financial goals and mile markers on my way to financial freedom.
I am a Certified Financial Coach (CFC), a Certified Financial Education Instructor (CFEI), and a certified fun-loving spazz (CFLS?) according to my kids! Â
I am the founder of Teen2Millionaire.
There is nothing that I would love more than to share my passion and knowledge with your children, instilling in them the information and hope they need to have a secure and fulfilling financial future!
A SNEAK PEEK AT...
WHAT YOUR TEEN WILL LEARN!
MODULE #1 - READY TO BECOME A MILLIONAIRE?!
Why do we learn about pythagorean theorems and periodic tables in high schools, but not about money and how to set ourselves up for life?Â
In module 1 - your teen will discover what their financial dreams are and identify their existing beliefs about money. Knowing it’s possible and simple to become a millionaire may just very well change their beliefs completely….and we’re only in module 1!
- The truth about becoming a millionaire and the HUGE advantage teens have!
- An overview of the T2M course and its’ modules so your teen knows exactly what’s in store!
- The single most effective way to measure progress is to know where you’ve started! A powerhouse initial assessment is included in this module…...the very same one your teen will take as a closing assessment so they can be stoked and empowered by all that they’ve learned!
MODULE #2 - DAY2DAY
Money is literally going in and out of our pockets (or iPhones) on a day to day basis! Restaurants, retail stores, gas stations, netflix subscriptions, hair salons, auto shops, you name it!Â
In module 2 - your teen will learn the methods of payment they have to choose from, the pros and cons of each, and how to use them wisely. We will do this in reverse to talk about receiving money as well.Â
To top it off, they will learn one of the secrets to having a healthy relationship with daily spending…..the discovery of whether they are a natural saver or spender and the power of understanding the difference between needs and wants. Boom!
- Is your teen a saver or a spender? They’ll take a custom test to find out here!
- The truth about digital payments!
- The secret to not overspending? In depth understanding of needs vs. wants that’ll make your teen think twice before spending every dollar of every paycheck they bring home. :)
MODULE #3 - WEEK2WEEK
Some things you just don’t need to worry about on a daily basis, but it would be a great idea to check in on them on a weekly basis!
In module 3 - your teen will learn how to implement simple routines to keep them on top of their bills, bank accounts, and paychecks!Â
- Discover how to organize their bills so that paying them is easy peasy - no late payments or fees for them!
- How to understand their paychecks without being dazed and confused (I mean who really is FICA?)
- What banks don’t tell you about account options that will pay your teen higher interest rates!
MODULE #4 - MONTH2MONTH
Every month there are a few things that need your teen’s undivided attention when it comes to money. Actually some of the most important things to be honest!
Module 4 is jam-packed with those most important things your teen will learn in the Teen2Millionaire course (aka maybe the things that make the biggest difference to get them to millionaire status!).
- How to reconcile bank statements without the frustration
- The secret to budgeting! Ok I’ll tell you one secret right now….95% of people don’t do them. So we have created a proven system to help your teen make a simple plan for their money instead!Â
- The truth about debt - and it’s not pretty!
- The single most effective way to multiply your money - investing 101 (and beyond!) is waiting for your teen here!
MODULE #5 - QUARTER2QUARTER
Every now and again (quarterly!), some of our financial matters should be visited. Especially things that pertain to protecting your teens money and identity - something that is becoming increasingly important in this digital day and age.
In module 5, your teen will learn how to protect themselves from identity thieves and credit score busters and insurance claims - oh my!Â
- The truth about insurance - do I need them all?
- How to protect yourself so that you don’t become a victim of ID theft
- Breaking down credit scores, credit reports, and credit history for your teen!
MODULE #6 - YEAR2YEAR
Annually is a great time to tie up loose ends and assess the past year so that your teen is ready to conquer their financial goals in the year ahead. This is what we do in module 6!Â
- The secret to keeping good records
- Income Taxes 101 - Helping make April 15th not so scary for your teen!
- The easiest way to figure out their net worth (and how fun it is to watch it grow year over year!)
MODULE #7 -Â 2DAY
It’s time for your teen to implement today those things they learned in the program thus far! What’s the point of learning all of this if they’re not going to apply it?Â
In module 7, not only will we start automating some things, but we will also chat about how money can affect their future relationships. Super important!
- Discover how to automate their investments so that their money will pile up without them even thinking about it
- Tips and tricks for saving money
- The truth about money and relationships - finances are the #1 cause of divorce. Your teen will learn tips here about being on the same page with their partner so they can be a money-making power couple!
MODULE #8 -Â CELEBRATE!
The only thing left to do is take their closing assessment (same EXACT one they took upon entering the program so they can see their actual progress!) and celebrate like crazy all they’ve learned!
Module 8 will not only include the closing assessment, but it will include a certification upon completion of the assessment that they can brag about to their friends and on job apps. They deserve it!!
- Closing assessment to reinforce for your teen that they know how to go from teen (this moment!) to millionaire (with all the time and freedom they ever wanted!)
- Certificate of Completion issuedÂ
- Celebration and Awards! Did we mention they’ll be earning points and money all throughout the modules??Â
You could pay this...or you could pay THIS!
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A financial education is hard to find these days….even though being financially literate can save you thousands of dollars (if not hundreds of thousands of dollars) over a lifetime!
What options do you have for helping your teen become financially literate?
- Hire a financial advisor. Depending on the size of your teen’s investments down the road, advisor fixed fees can range from $7,500-$55,000 (https://smartasset.com/financial-advisor/financial-advisor-cost). Or your teen can learn how to manage their money now and avoid those fees altogether!
- Hire a financial coach. Love me a good financial coach…I am one myself! :) Hiring a 1-1 financial coach will cost your teen $120-$300 an hour….and it would take a lot of hours for them to receive a full financial education. Let’s say 20 hours. You’re looking at $2400-$6000 then.
- Take a personal finance class in college. I did this too! I took a three credit personal finance class in college and LOVED it (obviously!)! What does a class like that cost? National averages for one college credit are currently $477-$1200 per credit, so that class I took would cost anywhere between $1,431-$3,600 today. Not super cheap.
Are there less expensive alternatives? I’m so glad you asked! Here at Teen2Millionaire we have put thoughtful consideration into creating a budget-friendly program that is fun, rewarding, and exciting for teens all at the same time.
GET YOUR TEEN STARTED TODAY!
Find the right package for you:
YOUR TEEN NO LIKEY? NO WORRIES! WANT A MONEY BACK GUARANTEE? YOU GOT IT!Â
If there’s even a slight chance that this program will work for your teen, we want them to be able to give it a shot. If it doesn’t work for them, we’ll give your money back!
All we ask is that they attend the first class and do the homework. If they decide then that the program isn’t for them and they don’t want to continue the following week, we’ll refund your money immediately, no questions asked! The reason we have them jump in and show they tried is because the truth is….nothing works unless you use it.Â
Email us anytime with refund questions at [email protected]
WE HAVE SOME EXTRA GOODIES FOR YOU!
BONUS #1 -Â Your Teen will get PAID for completed homework assignments!
- Valued at $120
- There are 6 weeks with homework assignments included. For each week’s work completed on time before the next class, your teen will accrue $20 in their payment account. All the money earned throughout the program (6 weeks X $20 = $120 possible!) will be issued to them in the form of CASH or an e-gift card* at the end of the 6-week program!! I mean how cool and motivating is that?? This bonus is a sign of our commitment to making sure they participate and learn!
BONUS #2 - Certificate of Completion
- Valued at $20
- A certificate of completion is not just cute hanging on the family fridge and mentally rewarding for your teen; it is also an impressive thing to have for job and college applications! Completion of a financial education program shows how dedicated and motivated your teen is to succeed in life. Those big colleges/employers can see how well-rounded your teen is giving them a chance to stand out!
BONUS #3 -Â 1 year ongoing post-program training via monthly email & financial calendar reminders
- Valued at $240
- Think savings tips & strategies, curriculum review snippets, automated bill reminders, tax reminders, car buying tips, new investment strategies…all arriving at your teen’s email inbox each month for 12 months after finishing T2M to keep them motivated and their financial education reinforced.
*Choices are Amazon, Target, Sephora, GameStop, Spotify, Home Depot, Nordstrom, Lego, Ulta, Chevron, Old Navy, GAP, Zappos, AutoZone, Marshalls, Fandango, or Tilly’s.
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SO.....
LET'S RECAP!
When your teen joins Teen 2 Millionaire, they will get 6 weeks of curriculum/teaching, assessments, assignments, case studies and LIVE Q&A sessions that will transform their financial future taking them from clueless to confident with money for a lifetime! (VALUE: $2,800)
PLUS...
BONUS #1 - CASH for completed homework assignments!
Keeping your teen engaged and motivated! (VALUE $120)
BONUS #2 - Certificate of Completion
Can be used on job/college applications...or to make your fridge look cute! (VALUE $20)Â
BONUSÂ #3 -Â One year ongoing financial training via monthly emails
Reinforcing the financial education they just received and learning some new things too! (VALUE $240)
That makes everything you get well worth over $3,180.
SO NOW IT'S TIME FOR YOU TO MAKE ONE OF TWO CHOICES!Â
The first choice is to do nothing. And as you already know, if you choose nothing, then nothing changes.
BUT, if you know that you want your teen to have a relationship with money that you did not have at their age so that they can avoid debt, invest wisely, and lower financial stressors in their life...then your choice is obvious.
Allowing your teen to join us inside T2M is one of the greatest gifts you could give to your child!
Confidence from having a financial education will help them starting today and will also change their all of their tomorrows….from where they live, to how they retire, to their financial relationship with their spouse, to their inner peace over money.
Simply click the button below and we will get this party started with them!
But if you’re still on the fence, let me share one last thought with you. Financial literacy changes financial futures. No doubt about it! Money is a taboo topic. We need to get to your teens now while their whole future is ahead of them.  I've seen it in my own kids as they are getting married and implementing the sound financial principles I taught them, and their retirement accounts are already racking it up!
How would YOUR life have been different if you had learned financial smarts as a teen? This is an opportunity to do something grand....one of the grandest things you will ever do for your child to set them up for success and peace moving forward.Â
BUT CHOOSE QUICKLY!
Because our registration period will only open briefly and being on the waitlist will give you a heads up of when it opens. And after that, it’ll be quite some time until your teen would have a chance to join again as we do not run this program continuously.
"My boys came home totally hyped from class. They haven’t stopped talking since they walked in (definitely not normal, for Josh especially). It’s not often something other than Xbox or Lacrosse sparks their interest!"
Â
Christina (mom)
"Thank you so much for getting Brandon excited about money! It’s something that we parents know we should talk about and teach more and we touch on things here and there, but it’s great for teens to learn in a more structured and comprehensive way! Thank you so much!”
Â
Jennifer (mom)
"Bree learned so much already! She came home and told us what she learned about saving and investing, compounding interest and more! She’s super excited to get an investment account opened and get started on a smart financial journey! Thanks so much for helping her get excited!"
Â
Kristin (mom)
What if I sign my teen up and they don't want to do it?
What if my teen doesn’t have time to do this in their busy schedule?
What age is this class for?
What if my teen misses a live class?
What if I feel I can’t afford it right now?
Do you have a trial period or a refund policy?
How is this program different from a personal finance class taught at my teen’s high school?
All information provided by Teen2Millionaire is for educational purposes only and is not financial, legal, or tax advice. Teen2Millionaire and the author assume no liability for actions taken based on this information - please consult a qualified professional about your family's specific situation.